Loan Amount Analysis
Solve for maximum loan amount based on DSCR (debt service coverage) and LTV (loan-to-value) constraints.
DEAL INPUTS
LENDER CONSTRAINTS
MAX LOAN AMOUNT
$5,950,000
Constrained by LTV — actual LTV: 70.00% · DSCR: 1.25
DSCR-CONSTRAINED LOAN
$6,561,380
At 1.25× DSCR
LTV-CONSTRAINED LOAN
$5,950,000
At 70% LTV
EQUITY REQUIRED
$2,550,000
DOWN PAYMENT %
30.00%
MONTHLY PAYMENT
$41,109
ANNUAL DEBT
$493,311
Maximum loan is the lesser of DSCR or LTV constraint. Real lenders may apply additional requirements (debt yield, occupancy, sponsor net worth, etc.).